mmm-scammed

A Nigerian guy who claims he was scammed by the raving MMM community, shared his story to Laila. According to him, all was going well with the scheme until he decided to open an account for his cousin who also bares the same surname with him.

He wrote:

It started on the 19th June 2016, My Friend introduced me to this MMM of a thing… I obliged and Joined… It was paying well, there was no comma or full stop, not all.

Till I opened an account for my cousin who shared the same surname…

Fast Forward,,,
MMM ADMINISTRATOR placed my account on temporary moratorium of getting help as they provide and get help in the system on 13th September 2016 and told me to verify identity of which I did.

After that, I kept on contacting MMM Support of which they assured me they will remove their God forsaken temporary moratorium which they have used to scam thousands of participants (not only me) as i found out they do it secretly and MMM fortifies its system with this… That also account in a way how they pay 30‰ to their teeming community of 30% earners (Guiders, referrals and ordinary participants)… Only for my account to be blocked by the administrator earlier today that I used two accounts that the registration and referral bonuses have been deleted while my #90,000 I paid since when I started MMM which yielded 189,000 naira parted with the blocked account.

Even as it hurts me being my first time to be scammed… I will like Nigerians to thread with caution with this MMM of a thing and keep on pursuing their dreams as there is dignity in Labour.

MMM IS A SCAM…

For the Record, My blocked account in MMM is [email protected] with #189,000 trapped in it.

The account am accused of violating their policy is [email protected] which is also on their temporary moratorium (meaning another scam as that was how they started with my account [email protected])

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1174 COMMENTS

  9. Don’t mind Central Bank and EFCC. How much interest is CBN and Her Banks giving to People. Remember that everything we do is risk even the food we prepared and eat including the sleep we sleep at nite. Business is either successful or the other way round. Risk is worth taking.

  14. This can only happen if he changed the account number provided during registration. It will only take at least 2 or 3 weeks, or maybe he refuses to cash out his money when due, or he refuses to pay whom he’s asked to.

  18. He hasn’t said the truth. It is not possible for a participant to get blocked just like that, MMM has a whole lot of safety net. So this man should shut the fuck up and say the truth.

  21. Useless lie…CBN has paid u fools just to lie to us.just yesterday it was CBN warning Nigerians and today u are here saying somebody was scammed… I don already put thousands of naira if my money waste na thunder go strike both CBN governor and buhari dead……useless goats

  37. Most of us in this country have always fantasized on creating an Empire with little money. This dream will never come to pass with the present state of our economy, most of the businesses around are saturated resulting in a highly competitive market . There’s no better investment than putting your cash in a financial company that deals in various high end investments. Why not give Mcdave funds & Investment Services a try, you definitely gain from it. spread the info You can learn more at m c d a v e f u n d s . c o m

  46. They are rotating your money,using someone money to pay you back at a particular time when you people have double your investment with them with millions and they can’t control the money that is coming out of there pocket that when your money will fly away with them,I already know that a lot of mugun full my country you will fall there trap sorry

      • We know it might collapse one day but pls let enjoy it while it last and dont be aa enemy of progress. The ideology is just to help the people and everyone dey enjoy am.

  55. This man is very stupid for blasphemy MMM do you follows the rules and regulations of the community? Assuming you follow the rules u won’t be block naw having multiple account in MMM is a great offence. If you have follow the rules u won’t have problem l. For your information MMM is not a scam stop writing non sense when u did nt follow the rule

  71. Scam Scam Scam!!! even if it is I think it’s a personal interest ad risk so let it be although I’m nt there yet bt ve heard so much positive life transforming statements abt MMM,I wonder d group of bad belle people who re trying hard to end this God sent social network

  73. Dont mind them, when I put money is Savannah Bank ( CBN ACCREDITED BANK) and it folded up, what did CBN do about it ( nothing) wen I put money in shares and all came crumbling were CBN blind then. They should go and sit down

  83. If u can’t use ur internet ask ur guider to help u control and monitor ur MMM acct . Why most people fall victims is because dey don’t knw aw to go abt some things and don’t understand most English word been used. My candid advise is for them to leave the acct for their guiders to control all they av to do is PH( PROVIDE HELP) and GH( GET HELP).

  95. Dont mind them, when I put money is Savannah Bank ( CBN ACCREDITED BANK) and it folded up, what did CBN do about it ( nothing) wen I put money in shares and all came crumbling were CBN blind then. When I applied for SURE P and paid 80k for form 20k for uniform what was done ( nothing ) They should go and sit down. MMM pays

  96. Is it not better than their shares, where are all the people that invested in shares? Where is their money? They took risk and they lost. Forsake them, mmm for life…….

  99. Cbn Leave us with mmm u are telling us that is scam the people that help over thousands of life in 9ja under one yr, how many people have u people help for yrs now please allow people to invest the small they have

  102. MY HUMBLE OPINION ON MMM

    I have heard ignorant people antagonising the system and this is an exhibition of ignorance.

    When Jonathan and Buhari were running for presidency, it was not a crime to gather Nigeria termites to donate for them and even sent out codes to contribute for them to run their career, but now it is an offence for poor masses to come together to assist one another.

    Hmmm, the rich want to be richer for the poor to get poorer. For the wicked and selfish Nigeria government to be kicking against it is a proof that this is genuine. Everything is being increased, even when the law says no, they are bigger than the law. Take a case study of the electricity tarrif despite the judgment, we still pay out of our noses. What a wicked rulers.

    To help the misinformed minds

    (1) MMM has no central pause to be stolen by anybody.
    (2) nobody is carrying nation money to any where, nothing criminal about it, only the wicked rich ones are afraid of the liberty of the poor.
    (3) The organisers has nothing to do with our money, either directly or indirectly. They only benefits has we open their site just as Facebook and other sites. I imagine if Facebook. Instagram etc are not crime, what is the problem of this wicked government and sponsors blind minds.

    What is the problem of this government, why are you witch haunting the masses, you don’t have things to give to us than endurance messages. You take things we enjoy without substitute. A wise person provides alternatives to whatever he is taking, we are not yet recover from the band rice and other zeal without knowledge policies.

    MMM has been hope to many you have made hopeless, any action against the millions of Nigerians finding their feet via this humble, sincere, hope energising programme will be highly resisted.

    Shares, Banks you monitored have been crashing, don’t sponsor any fear into us. Even manner falling from heaven stopped one day. We take responsibility by ourselves. Stop witch haunting. We rob nobody, we don’t practice money laundering, what then is your problem.
    For the sceptical individuals, we see things by our fears, faith and mind set. Check your internal compass.

    MMM is a community of honest and sincere people to lift up one another which our government have failed to do.

    MMM is sincere and honest enough to those that are not greedy and money mongers. Follow their instructions, advices etc,

    No one is cheating another.
    You contribute to make others smile which also will be done also unto you.

    Space and time will not permit me to go further. If the people involved in Naira bet open shops publicly, go to media for publicity are not criminalised and this mutual helps is their headache, abaa! this is wickedness.

    Let them return the money they donated for themselves to become the president and we will stop helping ourselves in this situations they have put us in the country. Please share to educate others in all your platform and let the government knows we have our humans right.

    Long live MMM.
    Thank you

  108. I guess there’s a problem somewhere..maybe he changed something on his saved details……for all I know…MMM is so fucking REAL…PROUDLY MMM member..bikokwa

  112. MMM is good,it is normal to temporary suspend any one that has double Accounts ,i get paid ,if join we both get paid,if don’t join i still get paid .Don’t mind 9geria government, mmm has help plenty people and its still helping

  123. oga the truth is whoever u are u scammed yourself… I’m pretty sure u broke the rules and your account got blocked now u want to discourage others…. why didn’t u come to complain when u were benefiting from it… pls stop deceiving people

  130. STOP LYING OOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOO mmm is sweet

  131. Sometimes if your acct has any issue or something was tampered with, it will be under moratorium so as to be sure you’re still d same person. I had a similar experience which took almost 8weeks for it to be sorted out, several online letters and even had to upload an id card before it was finally paid, mmm has an organized process of doing things to avoid your acct being hacked by another. So try n sort out your problem.

  136. Mmm you did for blocking this thief account for duplicating n using double acct in other to exploit despite the warning that you shouldn’t register 2accounts… Kisskiss to mmm, una security tight jarey

    • The fact that u believe the nonesense u just typed is frightening. MMM is a ponzi scheme!
      People will get rich off it, but it will eventually crash. It’s the law of nature dear, no investment guarantees 30% immediate profit all the time for everybody.
      As for that nonesense about the government….who makes up the government? It’s you and I. Politicians are human beings (Nigerians) like me and you.

  147. And your money cannot even be stuck I mmm, bcos mmm has no central account. There is no way mmm can scam anybody. Mmm can also stop when cbn and similar agencies pay news agencies like yabaleft and naij.com to publish lies against mmm. Sorry to disappoint u guys, mmm will never stop bcos we have seen and known the truth about how the banks and other financial institutions enslave us.

  150. do u knw why I lyk nigerians unlike oda countries,,,, anytin dat gives dem moni….if u lyk do all sorts of tin, they will nt desist frm it…if 9ja is lyk oda countries, wt d level of pressure d govt mounts against MMM, it wud av collapsed,, instead it grows better nd stronger….I LUV MMM ….LONG LIVE MMM…..MMM WIL NEVA CLASH INSTEAD OUR GOVT AND CBN WILL CLASH…

  151. Remember your money is on Mmm database and can shutdown anytime leaving you with no access to your account. As the scheme has no figure head, you have no one to direct your complains to when your money is gone

    Why did Mmm not start from Europe ? Aside Russia where it failed!?

  153. Sample 1
    Nig Bank acct = #20,000
    End of the month balance = #19,899.58
    MMM account = #20,000
    End of the month balance = #26,669.35
    —————————————————————-
    Sample 2
    Nig Bank acct =#100,000
    End of the month balance =#99,876.58
    MMM account = #100,000
    End of the month balance = #130,669.35
    The choice is yours.

  164. He should show us the account number he used in that account and that of his so called cousin of his…. You do that when both email… Phone… And account no is alike,… mmm still pays and will still be paying, adhere to mmm system rules and be save your time of thinking mmm is scam

  190. lolllll……. u never even start dey cry. after tryn to kill our precious MMM by having multiple accounts, God don catch u and u are crying…. ntooo. if u try to open again and do rubbish, u will be blocked again

  191. See how stupid Nigerians are giving themselves hope here, the worst is loads of graduates are into this silly business. Just imagine after 12years in school, 6 in sec. and 4 in higher institution you can’t figure out business that can bring you money with your knowledge, isn’t that a disgrace to your family and your generation as a whole? May God open your eyes to see how simple it is to make money with the little knowledge you have!

  202. @queen do pple do contribution n at d end one person carrys n it rotates untill d last person? Get common sense n know it is an online community contributions. How do think insurance companies pay victims, don’t u know it is money from other clients? Ask questions n u will be told.

  203. DAT man crying is a fool. It was stated clearly the reason why the account was blocked he has also claim some money before the account was locked. He didn’t called mmm scam when he was getting help, and receiving alert of 30% money he pledge, na thunder go fire dar his mouth. He his a fool again because the rules stated that u can’t own multiple account with the same information which he did and he also violated mmm rules. He should do what they asked him to do to unfreeze his account. This so called bloggers should be mindful of what they will be saying concerning this scheme. If you are paid to spoil it. Rememba ur own too is on the queue for destruction. All this bad belle people. Just Becareful

  204. That means something is wrong somewhere, did he try to change his account details? Or probably someone has don that without his knowledge, make the necessary move ask questions and your account will be unlock instead of you saying Mmm is a scam, it stills pay till 2day

  211. It happens to me, when my account was frozen for 14days, because i use one bank account for 3 different Po’s. But after contacting support my case was treated and my money was fully paid to my account. They ask my to provide them the true identity of the account owner, which i did, and after 14days they paid me. I dont know why people want to destroy good thing. As for me MMM is still ok and still paying me for now.

  218. Look at what he said again “According to him, all was going well with the scheme until he decided to open an account for his cousin who also bares the same surname with him.

    You see this guy register his cousin with the same surname meaning he was pulling some stunt with mmm pls mmm doesn’t work that way if they detect u are using the 2 different banks with the same name they will block ur sorry arss so I guess this guy did the same as well mmm is changing lives yet u guys calls it a scam mmm is a year old in nigeria yet people lives keeps changing abeg make una go throw way for canal jare

  219. “…Only for my account to be blocked by the administrator earlier today that I used two accounts that the registration and referral bonuses have been deleted while my #90,000 I paid since when I started MMM which yielded 189,000 naira parted with the blocked account.”

    Foolish man. there are rules in MMM which states that you dont leave your money beyond 35 days. how did N90, 000 grow into N189,000 if not that u’ve left it for months???

    and then you opened and manage an account for your brother on same PC (same IP address), oga na greed go kill u. Blame yourself for your predicament and leave MMM alone.

  221. Anyone indulged in MMM is a scammer and a greedy person. You don’t buy anything, you don’t sell, no transaction whatsoever and suddenly your money gets to be doubled up for after a while. Did u ask yourself where the 30% came from? So why don’t you believe it’s a scam, cause free money without labour. Think things through, cause very soon they would wind up and disappear.

    • mercy amadike, yes its a scam. we dont need you a saint. let all of us be scammers. and keep making money. afterall apc scammed us. MMM SWEET JOOR, NA 30K I DEY GIVE MY GIRL EVERY MONTH. NA FRESH FISH POINT AND KILL I DEY CHOP EVERY NIGHT. MMM DALU

    • Egede Ephraim Ndubuisi such retarded bastard, it’s only a poverty stricken bloody bastard would be patronizing MMM and a lazy bastard who can’t invest in better things to get more than 30% gain would be running their gutter mouth like you. KMT sucker?

    • Mercy I think the problem is ur mentality. That u must work ur sorry ass out for every kobo u earn and dats wat mmm is trying to correct. Make money work for u and not u working for money and if u think running mmm is a a job for a lazy. Try and register get at least 10 active downlines then u will know monitoring ur acct and dat of ur downlines keeps u busier than most of the full time jobs dat ppl get paid peanuts for. Bottom line is mmm keeps u busy but not stressed and also reward u well for ur time. Long live mmm. And abt crashing way don’t you look at it this way if ur mom had been scared at d possibility of death taking u at an unripe age she wldnt hv given birth to u but despite dat it is possible though I don’t pray it happen to u she still took d risk and birthed u. So pls don’t let d fear of losing overwhelm the possibility of gaining. Remember it’s a 2 way tin. It will either crash or stand. Why do u only think abt d crashing. Why hvnt u tot abt wat if it doesn’t crash or u don’t believe sometin dis good can happen to humanity just as Sarah never believed she will conceive at old age but it happened. I think mmm has stood d test of time 5 yrs globally and almost a yr in nigeria wit out crashing. Yes it had crash in d past but if u study d system very well u will find out dat it crashed becos d govt felt threatened by d activities of mmm and closed their offices and seized members fund not becos Sergio Mavrodi who is d founder defrauded anyone and which is d reason d system operates only online now wit out a physical office or central acct so those who don’t like their activities can no longer get at them and mmm has remained formidable ever since. I hope my explanation helps

    • I think the question is not if it will crash or not, the question rather should be, all the monies being moped up by MMM, what is it used for, to guarantee the 30% returns on investment? Is MMM involved in any legitimate business enterprise generating money? Is it a service provider or is it into commodities? We all know that it will be difficult for the banking sector in Nigeria to crash, but be that as it may, there is a contingency plan called capital asset base with the central bank of Nigeria to prevent any bank from running away with people’s monies. Does MMM has any such contingency?

    • Shut the hell up, do you know how much all the participants pay mmm through Internet trafficking??? Billions of dollars!!! So all they have to do is give interest for the work done.

    • Hmmm lets all just enjoy dis while it will never last,I pumped my money and i recieved help,Now i withdrew my money and use the huge 30percent to invest again,God cauce any hater of MMM iving if it crash

    • Airplanes do crash from time to time, but we still take the risk of flying in it. Just imagine me going to study abroad with a scholarship and I should decline because of the possibility of a plane crash. Everything in life is a risk dear. But that doesn’t mean we shouldn’t face life. Thousands of people die on the road each day but I know you still take the risk of traveling. So I guess I’ve answered you on why we took the bold step to join MMM. We are risk takers. And you also asked where the 30% comes from since we don’t invest. Now let me explain again to you. Have you ever heard of some number of people coming together and making a contribution of say 100k every month. At the end of the month, one person will go home with the full cash let’s say 1 million naira if they are 10 participants. Did they invest in anything? How come did one person go home with such a huge amount. I hope you have grasp a little of why we are not scared being in this scheme. We are fearless. And I’d admonish you to do the same. It’s a simple ideology. You can still contact me personally for a more detailed explanation. So try not to take out your anger on participants when what you are trying to hate is actually helping people.

    • Sometimes I do wonder if most peoples brains were exchanged with that of a sheep! Have you forgotten that all business are risky, even your goods inside your shop is a risk, or on the road is a risk…. Well, u are still growing to know the fundamentals of businesses ….however For God so loved nigeria that he brought MMM that whosoever that provide help shall get help in return and shall survive in this recession.. Amen MMM rocks but bad belle is allowed

    • Ur brain dy anus, before u speak do dat useless research well. Mmm don’t pay 30% from their pocket rather we pay our selves as a means of rotational contribution. Use ur local meeting as example to mmm.

    • @ Mercy Amadike. I must confess , I was impressed wit d 5 first pple u replied…….They say “the beautiful ones are not yet born” ( Ayi kwei amah) I strongly disagree . Ignore anyone dat calls u name just because u stand for d truth, hold on firmly to wat u believe in and always shun corruption in wat ever form it comes. Chop knuckle 🙂

    • Mercy Amadikemessage of the day: make yesterday the last day you spent giving a fuck about people that don’t show you they give a fuck back…#MMM don’t give a fuck about you…either you join or shut the fuck up..

    • Mercy Amadike watching is allowed. In every game there are players and spectators. The players get paid for playing while the spectators pay to watch d players. You can choose to be a spectator watching mmm players get paid for playing. It’s allowed

  229. Those saying negative thing about mmm,are enemy of this country, they just want youth restiveness… The reason why this country is peaceful and rate of arm robbery have not increase geometrically is because of MMM..If this government want the lion lurking inside the youth let anything happen to MMM programs, those that call themselves politicians will have themselves to blame,that baldheaded animal that call himself CBN GOVERNOR, what happened to him last time is a tip of Icebag, the youth of this country will linch him should anything happen to MMM.

  233. Black man black brain, how can mmm. Eat your money , the only problem mmm. Can possible have is wen people stop helping, n wen their site closes , But as long ad the site is OK, and people still provides for help. You must get your money back.

  243. Chai!!!!!!!!!CBN tank God say nah only u waka come, 4ur infor #MMM don pay my school fees dat’s something u guyz ve never done 4 us citizens, nw dis people came to help us still u re busy looking 4all means to. Block us 4rm it. #God wi block u first. .#MMM 4life.

  253. Na waohhhhhhhhhhhhhhhhhhhh, no be only scam, story for the Gods. What is not a scam in this country????????????????? leave those doing it to do their thing, some of you are here discouraging people while you are enjoying ur millions in different account with this MMM.

  255. MMM is real even though my account is blocked for d moment cos my sis registered with my account without my knowledge nd I was blocked with almost 200k inside. Have written to support nd will be unblock very soon. MMM is very real nd changing d lives of many. So join it make ur cool cash cos is no scam. Be very patient nd u will be unblock, as for ur money u will get it back nd stop blabbering

    • MY HUMBLE OPINION ON MMM

      I have heard ignorant people antagonising the system and this is an exhibition of ignorance.

      When Jonathan and Buhari were running for presidency, it was not a crime to gather Nigeria termites to donate for them and even sent out codes to contribute for them to run their career, but now it is an offence for poor masses to come together to assist one another.

      Hmmm, the rich want to be richer for the poor to get poorer. For the wicked and selfish Nigeria government to be kicking against it is a proof that this is genuine. Everything is being increased, even when the law says no, they are bigger than the law. Take a case study of the electricity tarrif despite the judgment, we still pay out of our noses. What a wicked rulers.

      To help the misinformed minds

      (1) MMM has no central pause to be stolen by anybody.
      (2) nobody is carrying nation money to any where, nothing criminal about it, only the wicked rich ones are afraid of the liberty of the poor.
      (3) The organisers has nothing to do with our money, either directly or indirectly. They only benefits has we open their site just as Facebook and other sites. I imagine if Facebook. Instagram etc are not crime, what is the problem of this wicked government and sponsors blind minds.

      What is the problem of this government, why are you witch haunting the masses, you don’t have things to give to us than endurance messages. You take things we enjoy without substitute. A wise person provides alternatives to whatever he is taking, we are not yet recover from the band rice and other zeal without knowledge policies.

      MMM has been hope to many you have made hopeless, any action against the millions of Nigerians finding their feet via this humble, sincere, hope energising programme will be highly resisted.

      Shares, Banks you monitored have been crashing, don’t sponsor any fear into us. Even manner falling from heaven stopped one day. We take responsibility by ourselves. Stop witch haunting. We rob nobody, we don’t practice money laundering, what then is your problem.
      For the sceptical individuals, we see things by our fears, faith and mind set. Check your internal compass.

      MMM is a community of honest and sincere people to lift up one another which our government have failed to do.

      MMM is sincere and honest enough to those that are not greedy and money mongers. Follow their instructions, advices etc,

      No one is cheating another.
      You contribute to make others smile which also will be done also unto you.

      Space and time will not permit me to go further. If the people involved in Naira bet open shops publicly, go to media for publicity are not criminalised and this mutual helps is their headache, abaa! this is wickedness.

      Let them return the money they donated for themselves to become the president and we will stop helping ourselves in this situations they have put us in the country. Please share to educate others in all your platform and let the government knows we have our humans right.
      Add me up… Will put you true ..
      Long live MMM.
      Thank you

  262. The more u badmouth mmm the more popular they become. My account was also blocked with my money inside but when I explained what actually happen they release it and I have cash my money sorry keep publicity going

  265. No one needs to tell me this whole thing is a scam. A reasonable person will know from onset that people will soon cry about this issue.
    For those that had benefited, my advice is stay away, and to those that hv not seen the hand writing on the wall, I say good luck!

  277. MMM is not a scam, it’s the man that is the scammer here, the system rule is that do not open two account, but because of his greedy attitude his account was blocked temporarily, but i can assure him he’s not going to loose his money, he will get back his initial capital, before I forget let me gist u that I just got help of 650k today cuz I provided help of 500k this time last month

  286. I think dis man is one of d enemy from within that we hv been warned abt. Since they get at us from outside. They infiltrate d system by registering as a member then deliberately do sometin dat will portray mmm as fraud and start crying foul. Oga Mr town cryer in d mmm dat I know even when ur blocked for breaking d rules if u follow due process u can still be pardoned and unblocked becos d true nature of mmm is fair and just. But for u to start crying foul wit out doing wat is expected of u for ur acct to be unblocked then it’s obvious ur aim is to paint mmm black but God pass u and he won’t let u succeed

  291. people please o enlighten me more abt mmm here o now l have just opened an account on Tuesday and mmm give me a date l will pay in mony of which is on the 14th of this month what about if am no longer interested anymore l didn’t pay in nko can mmm block my bank account ?

  292. All these people that are taking paracetamol for another person headache should come and register 08066766361 and see their lives turn out for the better even best before it will be too late

  296. Chisom Mc Biscuits Ashley is right, but the funny part will be that even if MMM crashes, some people that has just cashed out will benefit while those that just PH will suffer.

  298. But to be scientifically clear, I don’t see MMM crashing anytime soon. Except MMM has its recruits which will be holding huge amounts of money when the system crashes. Though am not doing MMM but I follow the trends and seems to understand it

  318. Liar..i was also placed on moratorium last month cos someone use my acct details unknown to me and after two weeks wch elapsed this week tuesday Nov1 to be precised i was matched for payment and i was paid..infact i got more than what i suppose to get initially..fake news of the century…even my friend that was place on moratorium two times stil got his money…to hell with u and your lies…mmm for life

  334. Please join Helping Hands International, an save urselv the stress of MMM,, Helping Hands is real, just register pple Under u an see your dollars drop into ur account, JOIN HELPING HANDS today,, call or WhatsApp 08032897453 for ur registration an more Info

  337. If u ever lost ur money in mmm community, check urself very well. Its either of these reasons.
    1. Not paying attention to instructions.
    2. Dishonesty.
    3. Greediness.
    4. Entering the community at the wrong time.
    Any of these except 4th is a scam to mmm itself. So if u feel u ar too smart to scam mmm…….lol, just wait wait for or tears.

    .

  343. U see ur liyf? Exhibiting such magnitude of foolly so openly! U can crash Bollywood with such poor job u put up here. MMM together we change d world! IRE o!!!

  348. Hmmmm that man lie well well, may be na FG sent am to cry,for Nigerians to run away From genuine way of making little money to sustain them self. FG promised 20000 job in October but not even 50 Nigerians got the job they promise. This man should take time oooo.if I carry my anger meet am ehhhh hm. He is a scam

  356. MMM is not scam 4 now but maybe later wen many pple put money inside dey can use it to scam Nigerian, but 4 now is going well and many pple including may colleagues are saying gud testimony abt it..even my Frnd dat 1 participant refused to pay her money (100k+39k) interest after 48hours MMM Marge her wit anoda participant dat pay her same day.. But my advice to pple not to put all there money inside even MMM adviced u not to pledge wit all ur money.

  384. Even did govt start fighting for our personal issues, the money in question in question is ur personal money,the risk is ur life so wht a heck. Is it cos govt is not eating any interest? Leave ur money in a bank for one month and see how much they will deduct frm ur acct for nonsense reasons….. So I ask again how did mmm concern govt?

  386. He’s a greedy man, he doubled his providing help hoping to be paid d first for him to use it for the second one, and he was called at d same time & no more money to provide help. Dats y he’s blocked. MMM for life.

  388. This man needs free money. That is why he felt into the hands of MMM quick money, the CBN have being warning Nigeria not to patronize MMM but some paid a deaf ears.

  397. Big fat lie. I just got paid.. If MMM is a scam, make una give us alternative na. MMM came at d right tim. The least u guys/CBN sud do is to find away to legalise it so it will continue to put smile on d faces of d common masses. As far as I am concern, MMM is d only thing working in naija right now.,as difficult as d economy is, MMM participants paid their wards fees at ease this time. My dear, if its a scam, I think I prefer this type of scam. If it fails, its ok let’s enjoy it while it last..

  399. Mmm is real, I am a witness don’t mind bad belle people. But please I heard people are now posting fake evidence of payment, like fake tellers, fake online transaction text messages, the admin should note that.
    Mmm rocks

  400. my friend keep quiet if you don’t know how to thread on the system……..some people will not read the user manual….they just want to drive……I’d hv helped you out but since you’re trying to malign the system that has helped MY SOLUTION, let it be well with you…..

  405. bia yaba right or left are you sure u r saying the truth cus i collected 400k today and still have another one to collect by next week and next month and for those of u dat havent join let me tell u the ealire u join is better for you after all life is all about taking risk.

  406. Is this guy educated? He was even told why he was put under temporary moratorium. He flouted the rule by having 2 accounts. I hope he comes to clear this statement he has made when he abides by the rules and his account is released for payment. He will be fined as well for doing the wrong thing.

  411. To Hell with Nigeria Govt, to hell with CBN, and all their sponsored adverts to bring down mmm. All hail Marvrodi, all hail mmm, mmm is real and it will keep growing stronger and stronger until we achieve a world where everybody will be financially buoyant and independent. mmm na you we know

  417. Oga dat is a big lie.. U partner wit CBN to change people’s mind toward the good thing. If CBN can’t help Nigerians, why are they condoming the group of people with intelligence to feed the poor masses.. One friend of mine at office today received ₦338k. Last week, I personally received ₦105k. Baba u are a big fool to partnership with the bad belle of people dat steal our money without consider our life. They steal billions with a pen and u r there begging for ₦1k.

  422. Before Mmm my bank acc was like jamb score 255k few months after Mmm my acc bal is now like jamb reg number 1243567 and you say Mmm is scam!
    Your thunder is coming from redeem camp!

  424. MMM does not have a central account, I don’t understand why people go about saying bad things about it. Instead of investing and getting your financial freedom from MMM, stay and remain fooled with smaller change given to you for spoiling it’s name,,,, rubbish

  430. CBN AND MMM: Analysis.

    Why does the CBN seem helpless about MMM? Why is the CBN content with just issuing warnings to MMM players and other prospects, while being completely helpless to ban it or being completely inept at regulating its activities. Welcome to the disruption of the business of banking as we know it. It would serve the CBN well to take heed to what makes MMM tick and desist from issuing warnings and threats it has no power to enforce.

    From all indications, MMM cannot strictly be classified as a ponzi scheme. The claim that it is a pyramid does not hold true because there are indeed no pyramids in sight. At best MMM is a rectangle and not a pyramid. You join MMM on the simple basis that you desire to part with 30% of an investment and hoping that someone else will do the same for you after 30 days. Business is leaving the confines of traditional banks and moving directly into the hands of individuals. If a bank cannot give you 30% on your deposit and a friend online is willing to do just that, why take your money to a bank in the first instance?

    This brings me to the second issue of deposits. MMM strikes at the core of mobilising liabilities, otherwise known in banking parlance as deposits.

    Is MMM now affecting bank’s ability to mop up cheap deposits? MMM is a disruptor scheme in a way and it effectively makes those who have been wary of dealing with banks to continue to approach MMM. Who wants to deposit N10K and get as little as 3% interest per annum?

    I have not registered in MMM and so my views here are not in any way in support of the scheme, or against it. I am only interested in why this scheme is still thriving despite the efforts of the CBN to brand it as a ponzi scheme. MMM is beyond any form of threat from the CBN. It’s obvious as the CBN is looking daily as a toothless bulldog in the scheme of things. No one can be arrested and the operators have no known account or established operational base.

    MMM does not have a central deposit account. This central deposit account was the bane of ponzi schemes like NOSPECTO and the wonder banks of the past. The absence of a central account makes it impossible for any commercial bank or CBN to clamp down on MMM.

    If MMM continues in an atmosphere of deep recession as we have today, it’s only a matter of time that banks would soon stop seeing deposits from their sundry customers. The MMM scheme rewards and it is very attractive to its old and new players. The system is solely driven by trust and a powerful algorithm that vets and checkmates fraudsters.

    Rather than keep crying wolf, I expect the CBN to take a deep study of MMM with a view to taking its positive sides for the banking industry. The reason why societies are rejecting traditional banking models have to do with all the ways banks have short-changed people. It does not appear that by merely crying wolf, anyone is going to heed the CBN’s call that MMM is a ponzi scheme. Players have the reward to show for the risk they take and the system has a way of dealing with those who want to game it. Is this not what good banking practices are made of? And is this not the whole essence of a capitalist system? Reward is real and those who have tried to game the system have had their names taken out of the system.

  444. it’s lie………..ooooo MMM cannot and is not scam I am I beneficiary of it and also my family ,MMM has really changed our lives u must have made a mistake or who knows if your not one of those liars or fraudsters dat the government pay to do all these things just for people to take their useless warning about MMM.

  453. the man that produce this bulb we are using today tried 99 times and fail 99 times without looking at how many times he failed he still took the risk to try again and he got it right so people saying MMM is scam should understand wat am trying to say u must take risk before u make it in life

  461. MMM is not a scam.By your story you violated the rules.I know ID someone whose account was blocked as a result of this but after 21 days it was opened having increase s in excess of 18,000 beyond the 30percent.Fake bloggers that needs traffic in his platform welldone.

  462. It may interest you to know that mmm will soon crash. The risk takers are busy making money from mmm, the doubters are busy waiting and watching to see when it will crash. I beg wait very well bcos mmm will soon crash but not until after the last member of the community has become a multi-millionaire. After u have waited so long and u have grown gray hair and your poverty state has grown from bad to worse, then ur children will now ask u “Daddy, mumi, when people are making money from mmm where were you?. Will u tell them that u spent your entire life waiting to see the system God has blessed crashed. Well I have a bad news for u. Mmm is not going to crash bcos it was build on a dual transaction system that connects every member across the world together. No bank in Nigeria can bost of 200M customers within 5years yet they flourish, how much more mmm. And currently now from mathematical calculations, if no new members join mmm and only 15℅ of the old members are providing help. It will take about 176years b4 mmm will crash. Hmmm… i’m sure u can’t even live up 130years before u sef crash to life eternal. Why waist ur time to watch for the downfall of what u can’t even see it’s end. Well I still have good news for you. U can still join us and be part of the multi-millionaires mmm is producing b4 u crash to life eternal. Well a word is enough for the wise.

  466. Abeg tell us waiting make mmm block you. Tell us as e take happen or mmm just wake up for sleep block or na Nigerian Man Allegedly Cries Out After His MMM Account Gets Blocked with ₦189,000 …..

  468. Abeg make una free us,haba! Shebi na risk abi na scam una call am.u pple should live us alone. Are we not d one taking d risk?,y drinking alabukun for anoda person headache?. I tire ooo.MMM rocks,MMM pays and together we change d world

  473. MMM can never abscon with your fund.. There can be issue of moratorium but they will eventually pay you your money… wether it takes weeks or months or years… I am a living testimony.. God please keep MMM for me… I don’t know for you oh?

  478. Tell him to relax. Two things must have happened; either he did not pay at d stipulated time or he changed his account number. Anyway, his money will be released when his case has been well investigated. MMM is not a scam at all

  485. I’m 52 years and have seen every MMM-type business fail. Run before your time of lamentation comes! I’ve warned you. Of course dubious MMM owners and their shareholders will do everything in their power to convince you to invest your hard earned money in their fraudulent business. The CBN has been warning people. And since the 1980s I’ve seen MMMs come and go after destroying people. Flee!

  486. It a big LIE.. That man himself is a stupid thief he’s one of the greedy one trying to out smart mmm.. And for him bad mouth mmm to the public God will punish him and his generation cos will never do away with anyone money.. Mmm has changed so many lives to better.

  487. baseless n foolish news, MMM just paid my sister 180,000 naira, paid me over 200,000 paid a frnd 244, 000 naira, paid my sister-inlaw 33,000 all within yesterday n today n keeps paying, n some who looking for cheap popularity will wakeup n be cry blood saying MMM is this MMM is dat

  498. *Those criticizing MMM will Regret for Late Registration- Engr Joseph(Member Stock Broker in Nigeria).*

    Am Engr Joseph from Imo state, I was one of the best Stock Brokers in Nigeria before I left as the economy keeps nose-diving and in an irretrievably recession.

    I don’t blame SEC, CBN or anyone who says MMM is a scam and would crash soon because they are just placeing a “FOOLISH” label on themselves, As for some of my brothers who sit down under a withered Mango tree and wishes MMM crashes soon and waiting for participants to cry because you want everyone to be at the same poverty level with you, God will help you!!

    ”Fear has made a lot of people so comfortable with poverty!,They are so eager to see MMM
    crash!! why? Because they want everyone to be
    on the same poor level!

    The Federal Government has never told us the truth about anything, but people choose to believe them about what they said of MMM?…..

    One said to me with passion ” You will lose your
    money”….I told him ” No problem, Those who lost
    theirs in savannah bank, shares, global recession
    etc have they died?? Have they stopped putting
    their money in banks??”

    Nigeria federal government will loot us in anyway possible but when we encounter one financial freedom for ourselve, they will want to feed us with fear discourage us via media! Because Nigerian are very fearful people.

    I love the MMM ideology! I have given Help and
    gotten help severally and am growing financially, just like
    thousands of MMM participants in Nigeria!.

    Some say 30% is not possible, I told them if it was Diamond bank or wema bank etc that said it gives 30%, you will believe and put your money, won’t u?

    If MMM was paying tax to the Federal government, do you think that they will be against it? Why haven’t our Federal Government sponsored the media to speak evil against Casino, NairaBet, Bet9ja, Pool and other gambling agencies??
    They won’t Because they pay taxes!

    “I strongly believe that those who are been deceived by federal government and other campaign calumny against MMM will soon regret on their Late registration.”

    In a match, there must be players and spectators!.I choose to be a player because only players get paid, spectators only watch and run their mouths and spend money buying tickets!..
    We are changing Nigeria!

    *MMM Rocks!!*
    *Long live MMM*

  502. 1. You think MMM is a scam.
    2. You register because of your friend.
    3. You are afraid your money is going to disappear.
    4. Easy!!! You got help.
    5. You can’t shut up, you tell your family and friends.
    6. You get scared again because of rumour mongers.
    7. You get desperate for referral bonus
    8. You increase your pledge.
    9. When people say MMM is a scam you tell them that you like it, that MMM should keep scamming you.
    10. You spend money like your father owns CBN
    11. You increase your pledge.
    12. You invest in offline business or start your own business.
    13. You don’t care about referral bonus anymore because even the devil can’t stop it. People start running after you to register them.
    13. You aim to pledge 2million.
    15. Financial freedom
    16. Wen people say MMM will crash, you tell them they are Ignoramus and that if it wants to crash Let it crash on top of my head. That anyone that says MMM will crash that person will crash
    17. You are now no longer just a participant. You are now a loyal
    believer of MMM

    Long live MMM
    Long live Nigeria
    Together we change the world.

  510. When does one stop? I mean can one stop anytime he/she wants to? If one asks for help and then decides to stop playing after recieveing it. Who then pays back the money to the one that offered help?
    Hmn, I just hope you guys are playing wisely sha.

  511. I read the post; he claims to have provided help with 90,000 which yielded 189,000 before his account was blocked.
    How is that possible?
    MMM gives 30%, and that amount is more than 100%.. or did he leave his mavro for more than 3 months?
    Liar Liar…
    Bad belle.

  515. this man is an ignoramus, u are not law abiding. every community has norms and so has MMM. why did you go contrary to the rule of the game. meanwhile, my account was placed on moratorium last month but i followed the instructions on how to lift it and today i was match to be paid my money. as i am talking now, my money is resting in my bank account. if i may ask, why didn,t u follow the normal procedure. infact u are greedy. go and die with ur co CBN workers dt don,t want d poors to raise head. idiot

  537. First his account was not blocked, second if he does all that is required of him he will get his account reopened again. MMM is the best thing to happen to Nigeria. Where is the guider to this man, that person should have put him through to avoid all this bad publicity…

  539. I guess yabaleft online sef nah scam dem don pay una abi, beta learn how to write good post. My friend @ work got help and received cash instanta on 2/11/16 stop writing rubbish in other to generate traffic to ur site. MMM pays yabaleft.

  547. I have told everyone around me that cares to listen, that they must be very cautious. MMM has clearly given a disclaimer that it will not be held liable for any losses, as it is not a multi-level marketing outfit. So, essentially, they have told u clearly from the start, you are on your own. That should be enough red signal to the discerning.

  553. My advice for us is to read read and read. Also ask questions from people who have been on Mmm before you!! I believe MMM is more valuable to me that the federal government at the moment. Let’s Change this greedy world abeg.

  565. He must have done something wrong.
    He must have been penalized for either dabbling his account, using same number twice, or email, or GH twice, etc.
    However, MMM must be verifying what he did.
    Just N189,000: Huuuummmmm. Story oh……. Na small money be that….. His N189,000 can’t crash MMM.

  568. Yes his account can be blocked if he tried any trick or make some mistakes but all he has to do is write support and everything will come back normal and your interest not affected ..my account was blocked last month for failing to give help at the right time I wrote support and my account was unblock the following week and all my interest paid. So play by the rule and smile on MMM always

  570. A lot of people are getting it wrong. The ideal behind MMM is to create a social networking where people gets to lend people money and in return gets an interest of 30% within 3 weeks to 1 month as much as you can wait to collect back your money. Which one is better keeping money in the bank with no interest and lending help to someone that needs it and you get 30% interest at the end of the transaction. Guys there is no business without risks. Only offer how much you can afford and play by the rules. I tried it with 50k and I thought my money would hang after rendering help. I later requested to get help but no response after 1week I wrote to MMM support team and they responded within 24hrs, a week later I was paid 72k. This means I got 22k as interest on my 50k. That is more than 30%. MMM is not for everybody only people who are interested.

  572. Mmm is real…I pledged 220000naira nd it happened that I had two accounts with mmm,I’m not supposed to be paid bcos I’m not supposed to have two account with them,I ve to follow it up,I gave them all the evidence they needed to investigate my account nd after that I was paid 335000naira…..listen,this man does not kno wat he’s talking abt

  573. We are at our own risk and we are adults, I can remember last when my mother asked me weather I have brushed my teeth nor taking my bath….. MMMMMMMMMMM; ALLL D(D(DD(DDDEE WAAAAYAYYYAUU. U CAN TAKE A HORSE TO WATER BUT U CANT FORCE HER TO DRINK… IF U NO LIKE M SOMETHING, WHEN I BUY MOTOR, BUILD HOUSES, I GO CALL U FOR DEDICATION….
    M JOURNEY IS JUST STARTING AND IF RADIO BIAFRA WAS NOT STOPPED BY THE SO CALLED RIGHTEOUS POLITICIANS, NO MAN CAN CAN, CAN STOP MMMM; MMMMMMMMMM. IF U NO LIKE US, GO HUG TRANSFORMER.

  576. It’s a fat lie , if u go against the rules , u get blocked , when u get blocked , u can always email support and explain why and u have your account restored !!! Yeye dey smell

  583. It baffles me that FG and the so called CBN are not saying anything about the real scam called sports betting because some of them are shareholders.compare sports betting and mmm and tell which of them that is scam.

  585. One explanation to this argument is the cooperative service which people borrowed money from and pay back interest on it. In cooperatives, its all the members does not get money at a time, rather its rotational. The same applies to MMM. U can only request for help once you have give out help to someone else. The only difference is the accrues interest to its members which is different from that of the cooperative.
    Life is all about risk. Its also a risk not taking risk.

  588. Don’t know why CBN and d govt won’t let risk takers enjoy themselves. They re quick to warn about monies that is put up for investment and has good returns..But when any of d banks in D country is having issues they would not warn their customers to stay off.long live MMM. The choice us ours.

  590. You all should read Proverbs chapter 13 and verse 11 both from King James and the New living translation versions of the Bible and what God says about things like this.
    I still believe in hard word and gifts(potentials, talents) inherent in man.
    God is against such methods of wealth generation. Beware it may be sweet now but painful at the end.

    • I guess you’re knowledgeable enough, do you also know that God is against charging interest on money lend but that’s the banking system. I guess you’re also aware that many of your churches make millions on FIXED DEPOSIT; that’s also laziness. Madam stop judging and tagging people just because you don’t share same opinion.

  592. message of the day: make yesterday the last day you spent giving a fuck about people that don’t show you they give a fuck back…#MMM don’t give a fuck about you…either you join or shut the fuck up..who CBN Epp!!! who Govt Epp..
    my fellow Nigerian there is nothing in this life there’s no risk..you risk everything if you want to be successful..

  597. Lol… Scam is real, it is simply a scam to make belief……

    They only need trust Ekemini Edem
    Believe it or not….
    Mmm would flop y’all cash soon…

    Be wise to run it early but don’t be foolish to cast your life savings in it

  618. God punish Una.. Most especially cbn people that is saying that MMM is scam.. As a Mater of fact is you people that is the scam.. When I deposit money to my account instead of the money increasing it will reduce due to you people deduction.. After using my money to trade business you give change.. God go punish Una well well..

  633. Lier MMM is real maybe this man was block becouse someone payed in money in his account, and called him to confam weather he has seen the money. And this man said no he has not recieve any money, why he has recieve the money. Then the sender took a picture of the bank tieler and send it to MMM office then MMM saw it and block the man…

  641. Don’t mind this crazy people saying mmm is a scam…if not that its affecting their own economy, even if they were to fraud us will banks or federal govt intervene?.. Since this recession has the so called president ever said anything to help the situation? Now just because mmm is giving them bad economy they want to help us secure our money against scam…mtchw…federal government and CBN has never cared so they should not start now to show care ….if its a fraud its our risk let’s bear it
    Who them help before mmm?

  647. Stupid man stop deceiving people mmm is really for i put 500 hundred thousand on it’s and i get 100% of what i put, see let me tell u if ur hand is among d hands that holding Nigeria u but change other wise u will end up with nothing good in u life.

  649. if u are scared to try dont discourage people who wants to. and stop player hating mmm…u do it secretly ane yet insult it..even d so called cbn governor is a participant…some people are just selfish and greedy…so if they are actually blocked it is there own cause. i had an issue one time when i payed money and e person refuse to confirm i wrote to support and after doing what i was ask to…i was confirmed…pls block all d 419, badbelle people from mmm.
    mmm! together we change the world

  650. Nobody can discourage me about MMM. My account is always busy with alert, teetee teetee! Together we go pochu poor in this our Country. Long live MMM

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